Building a STIL Home
At STIL Homes we put participants first.
We don't pursue volume developments in remote areas. Instead, we deliver high-quality, well-located SDA homes that keep people connected to their families, friends, and community.
Our focus is on quality, location, and meaningful outcomes, creating homes where participants can thrive.
Specialist Disability Accommodation: Invest Explained
The National Disability Insurance Scheme (NDIS) is an Australian Government initiative, passed into Australian Federal Law through the National Disability Insurance Scheme Act 2013, representing a long-term commitment to supporting Australians living with a disability.
With around 4.3 million Australians living with a disability, the NDIS provides funding to approximately 500,000 people who have permanent and significant disabilities.
Initially framed as a 20-year investment, the NDIS is now deeply embedded in Australia's social system and is regarded as a permanent national program much like Medicare. In the 2025–26 financial year, the NDIS is projected to cost $52.3 billion, with ongoing funding increases planned to support its sustainability and growth.
Specialist Disability Accommodation (SDA) is an essential part of this initiative, offering purpose-built homes designed for individuals with extreme functional impairment or very high support needs. SDA stimulates the creation of high-quality, contemporary, and accessible housing that enables participants to live more independently.
At STIL Homes, we offer you the opportunity to turn your investment into positive change for South Australians living with a disability. SDA investment provides a unique opportunity to achieve strong, consistent returns often 12% or higher backed by secure NDIS funding, while also creating a lasting impact.
By investing in SDA, you help close the critical housing gap across our state and support South Australians to achieve greater independence, security, and quality of life.
Why Choose a STIL Home
Why Choose a STIL Home
STIL Homes Our Commitment
✅ Builder and SDA Provider — full project control and quality assurance
✅ Family-Owned and Personalised Service — genuine, direct relationships
✅ South Australian Owned and Operated — local knowledge, local care
✅ Complete End-to-End Management — high quality life long homes
✅ High-Quality, Purpose-Built SDA Designs — built beyond minimum standards
✅ Flexibility to Customise for Participant Needs — homes made to fit your life
✅ Clear, Honest, and Transparent Communication
✅ Designed for Long-Term Liveability and Comfort best quality and design
Other Providers Their Limitations
❌ Outsourced Builders — limited oversight and inconsistent quality
❌ Corporate Structures — dealing with multiple departments and impersonal service
❌ National or Interstate Focus — less understanding of local community needs
❌ Disjointed Processes — multiple companies managing different stages
❌ Basic Compliance Builds — standard designs with limited innovation
❌ Fixed, Template-Based Homes — little to no flexibility for individual requirements
❌ Complex and Confusing Communication Channels
❌ Short-Term Focus — less consideration on design and quality
Our Services
We design, build and deliver purpose-driven SDA homes that empower independence, accessibility, and quality of life for people with disabilities.
Expert SDA Design & Construction
STIL Homes designs and builds fully SDA-compliant homes across all categories:
Fully Accessible, Robust, and High Physical Support.
From design-only to complete turnkey solutions, we deliver flexible, high-quality results that meet and exceed all compliance standards.
Project Management & Compliance
STIL Homes manages your SDA project from initial concept through to completion, including full SDA certification and NDIS enrollment.
Our comprehensive management ensures your property meets all regulatory requirements, without burdening you with complex compliance processes.
Participants-focused
We work closely with trusted Supported Independent Living (SIL) providers and service partners to ensure every participant is placed in a home that meets their needs.
Our approach ensures participants are supported not just with housing, but with the right people, services, and environments to thrive.
Purpose-Driven Profitability
STIL Homes, we view SDA projects as opportunities to deliver meaningful social impact alongside strong financial returns.
We are committed to creating lasting value for both investors and tenants, ensuring your investment is rewarding on every level.
Our Process
At STIL Homes we put participants first.
We don't pursue volume developments in remote areas. Instead, we deliver high-quality, well-located SDA homes that keep people connected to their families, friends, and community.
Our focus is on quality, location, and meaningful outcomes, creating homes where participants can thrive.
Investment Journey
STEP 1.
Initial Consultation
We begin by understanding your investment goals and explaining the SDA opportunity within the NDIS framework, ensuring alignment with participant needs and compliance requirements.
STEP 2.
Land Assessment & Site Selection
If you already own land, we will assess its suitability for SDA development. If not, we assist in sourcing land in high-demand locations, using our own current participant demand data along with the NDIS demand data to make sure participants are needing housing in that location.
STEP 3.
Design & Build
STIL Homes and Complete Construct Group will design and construct your high-quality SDA home. Every project is delivered with full compliance to NDIS Specialist Disability Accommodation standards, ensuring that homes meet participant needs and expectations.
STEP 4.
We manage the full NDIS registration process for your property and actively match it with the participants. Once a participant is secured, we finalise the placement with a formal tenancy agreement, ensuring a smooth and compliant move-in process.
Tenancy Agreements & SDA Management
STEP 5.
Ongoing support and compliance
We provide end-to-end property and tenancy management services, including upgrades, repairs, ongoing maintenance ensuring ongoing NDIS compliance, participant satisfaction, and stable, long-term returns for investors. Our focus is on maintaining high-quality homes and strong participant relationships.
INVESTMENT
EXAMPE -
South Australia
High Physical Support Home
- New Build (HPS) SDA-Compliant Dwelling (Post-2023)
- 1:3 Ratio Design: Purpose-built for 3 SDA Participants plus 1 Onsite Overnight Assistance (OOA) Carer
- Income based on participant(s) with approved SDA funding in NDIS plan:
> 1 participant: $70,343 p.a
> 2 participant: $140,686 p.a
> 3 participant: $211,029 p.a
- Build Cost for 1:3 Ratio HPS Design (Full Turnkey)
> Starting at $650,000*
> Land purchase is separate
* Please note that the above rental income is a Gross Figure including the MRRC (maximum reasonable rental contribution) out of which all the normal outgoings associated with any standard investment property will apply (including Property Management Fees, Council & Water Rates, insurance etc).
*Build cost is an estimate based on current pricing and a standard design. Final pricing may vary depending on land size, site conditions, engineering requirements, council regulations, design modifications, material selections, and market price fluctuations. All costs are subject to a detailed site inspection, soil testing, and final engineering reports. Terms and conditions apply.
This is not financial advice. Investors should seek independent financial and legal advice before making investment decisions.
More Questions?
Contact us and we will be intouch
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What is Specialist Disability Accommodation (SDA)?SDA is purpose-built housing designed for people with extreme functional impairment or very high support needs, funded by the NDIS to help participants live more independently.
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Who is eligible for SDA?Participants must have SDA funding approved in their NDIS Plan. Eligibility is assessed based on functional impairment and the level of support required for daily living.
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Can I choose who I live with in SDA housing?Homes are designed for either single occupancy or shared living depending on participant needs and preferences.
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Is SDA housing the same as Supported Independent Living (SIL)?No. SDA refers to the home itself. SIL refers to the supports participants receive while living in the home. Participants can access SIL funding separately.
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How is SDA housing funded?The majority of the rent is funded through NDIS payments, not directly by participants. Participants may contribute a small amount called the Reasonable Rent Contribution (RRC).
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What if I don’t have SDA funding in my NDIS plan yet?If you don’t currently have SDA funding, you may still be eligible — especially if you have very high support needs or your current living arrangements aren’t suitable. We can help guide you (and your Support Coordinator) through the application process. This usually involves A Functional Capacity Assessment by an Occupational Therapist A Housing Needs Assessment Support from your team to submit the SDA evidence and request to the NDIA If approved, SDA funding will be added to your NDIS plan and matched to your needs and preferred housing type.
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What other expenses should I consider?Beyond rent, you'll be responsible for utilities (electricity, gas, water, internet), groceries, medications, and personal household items.
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How is rent calculated in SDA housing?Rent is typically set at 25% of your Disability Support Pension, plus 100% of any Commonwealth Rent Assistance you receive.
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What if I want to leave my SDA home?You have the choice and control to leave your SDA home at any time, with appropriate notice as outlined in your tenancy agreement.
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How long can I live in my SDA home?SDA homes are designed as long-term housing solutions, with tenancy agreements typically starting at 12 months and the potential for indefinite residency, depending on individual circumstances.
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Can family members live with me in SDA housing?Yes, with appropriate funding arrangements, such as Appendix H, family members can reside with you in SDA housing.
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Can I choose my own SIL provider?Absolutely. You have the freedom to select a SIL provider that best aligns with your preferences and support requirements.
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What support services are available through SIL?SIL providers offer assistance with daily living tasks such as personal care, meal preparation, medication management, and community participation, all tailored to your individual needs.
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Is 24/7 support available in SIL arrangements?Yes, many SIL providers offer 24/7 on-site support to ensure your safety and well-being at all times.
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How do I coordinate between my SDA and SIL providers?Coordination between SDA and SIL providers is essential. Your support coordinator can assist in facilitating communication and collaboration to ensure seamless service delivery.
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What is a Roster of Care (RoC)?A Roster of Care is a detailed schedule outlining the support services you'll receive, including the type, duration, and frequency of supports, tailored to your individual needs.
Are You Also an SDA Provider Needing a Builder?
We Can Help With That Too.
At STIL Homes, we believe collaboration is the key to raising the standard of Specialist Disability Accommodation in South Australia.
With our unique position as both a Commercial Builder and SDA provider, already delivering high-quality SDA homes, we understand the complexities of the process — giving you peace of mind knowing you’re working with a builder that truly knows the industry.
Together, we can create homes that genuinely change lives.
Let’s build a better future, together.